How these account terms apply
These Terms & Conditions form the agreement between you and ramaexch when you create an account, use the lobby, place a wager, manage wallet activity or contact support. They explain what you must provide, how we may verify records, when access may be paused, and how
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disputes are handled through our stated contact paths. Availability is not the same in every Indian location; your access and eligibility depend on local law and are available only where local law permits. UPI, Paytm and PhonePe references in these terms are included to explain account
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records, payment confirmation, reversal checks and withdrawal review, not to change your obligations under the agreement.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.